Andrew otto, CFP®,CTFA

Director of Trust Services & Personal CEO

Having been trained as an educator and raised to be a man of high character and integrity, Andrew entered the financial services industry to equip individuals with the information and guidance they needed to make good financial choices for themselves. Initially a generalist working primarily with clients on retirement readiness, he received his Certified Financial Planner certification in 2014. Andrew specialized his wealth management practice in trust administration and estate planning during his tenure at F&M Trust Company and later at BNY Mellon Wealth Management. He was named to the Central Penn Business Journal’s 2017 40 Under 40 and is today one of Central PA’s most respected and highly regarded young experts on the strategic management of multi-generational wealth. 

Andrew graduated with degrees from Messiah College and the University of Pennsylvania. He is an active member of the Estate Planning Council of Central PA and currently serves on the organization’s board of directors. He is involved in several capacities at New Hope Ministries, which operates a network of food pantries and offers diverse social services for Central Pennsylvania neighbors in need. He also serves on the board of directors of Salt N’ Light Youth Ministry.

Choosing the family lifestyle brings Andrew utmost joy, as he is the husband of a beautiful, compassionate wife and father of four fantastic children. Andrew indulges his love of music by singing and playing his piano, even if only for a few minutes at a time. He follows Pittsburgh sports faithfully, but truly loves baseball and has endured since his childhood with the Pirates. He reads the classics and has recently cultivated an interest in Central PA art and artists.

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